The private command center for every financial signal.

Flowance connects expenses, receipts, merchants, subscriptions, recurring obligations, goals and AI decisions into one operating system. It tells you what happened, what matters, and what to do next.

Build my cockpit Explore platform

Your MySQL database Private file storage Audited AI actions

Flowance Mission Controllive

78Strong

Financial health

Under control, with two pressure windows.

Subscription burn and car insurance renewal are the next meaningful signals.

Month spendCHF 2'418-6.4% Next 30 daysCHF 1'2059 events AI confidence86%receipts linked

Flowance prepared an action

Create recurring payment: car insurance, CHF 120 monthly. Confirmation required.

Platform

Everything feeds the same financial state.

No isolated pages. Flowance treats every object as signal: expenses affect goals, documents improve confidence, recurring obligations shape forecasts, and merchants power rules.

Expense cockpit

Fast ledger, merchant intelligence, category pressure, duplicate detection and bank export support.

Document inbox

Receipts, invoices, PDFs, screenshots and CSVs become structured review items with AI confidence.

Obligation engine

Subscriptions and recurring payments become monthly burn, renewal timelines and cash-flow forecasts.

Goal planning

Targets, decision memos and AI roadmaps keep spending aligned with outcomes.

AI operator

A finance chief of staff, not a chatbot.

Ask Flowance to explain reports, analyze a receipt, create an expense, prepare a decision memo, add a subscription, create a rule or forecast a what-if scenario. Risky actions require confirmation and every AI action is logged.

Create rule: Shell goes to Automotive/Fuel Turn this receipt into an expense What happens if I spend CHF 2,500?

DetectDuplicate grocery expense from yesterday.

PrepareDelete duplicate expense. Confirmation required.

ActSoft-deleted and logged to activity.

Control loops

Daily clarity. Monthly close. Audit-ready history.

Daily briefingSpend drift, upcoming bills, anomalies and next best actions.

Smart inboxDocuments, imports and classification gaps that need review.

Subscription radarRenewal timeline, monthly equivalents and cancellation candidates.

Accounting closeReceipt gaps, VAT evidence, policy exceptions and accountant-ready exports.

Trust model

Private by architecture. Transparent by design.

Flowance is built for DreamHost shared hosting with PHP 8.3 and MySQL. Your database remains yours, uploads stay in protected storage, raw errors stay out of the UI, and OpenAI is used only for configured AI tasks.

Self-hostableFTP deployable PHP/MySQL, no build step. Audited actionsAI-created edits are scoped, confirmed and logged. Exportable dataDownload your account backup from Settings. OpenAI boundaryAI is optional, configured by your key, and used only for assistant, analysis and extraction tasks. Upload controlsFile type, extension and size checks happen before receipts enter protected storage. Clear limitationsConfidence warnings and confirmation prompts keep automation visible before it changes money records.